Accepting Payments in Mauritius: Juice, MyT Money, MIPS & Card Gateways Compared
The complete comparison of ways to get paid in Mauritius — Juice, MyT Money, MIPS, cards and bank transfers.
In 2026 a Mauritian SME can accept payments via **MCB Juice / JuicePro**, **MyT Money**, **Blink by Emtel**, **MIPS card gateway**, direct **bank transfer**, or international rails like **Stripe** (for eligible activities). Each has trade-offs on fees, speed and customer reach — this pillar guide compares them all.
The right stack for most SMEs is a mobile money option + one card gateway + bank transfer for larger tickets. Below is how to choose.
Mobile money — MCB Juice, MyT Money, Blink
- MCB Juice / JuicePro — biggest user base among Mauritian consumers. QR codes and payment links are free to accept for most SME tiers.
- MyT Money — MyT / Mauritius Telecom's mobile wallet, growing merchant network.
- Blink by Emtel — good for younger, mobile-first audiences.
Fees for merchant acceptance are typically low or zero on small tickets — always confirm with the provider.
Card gateway — MIPS and alternatives
MIPS (Mauritius Interbank Payment Services) is the dominant local card gateway. Alternatives include Peach Payments and, for eligible international activities, Stripe. Expect setup fees, per-transaction fees (~1.5–3%), and a small monthly minimum. See MIPS vs Peach vs Stripe.
Bank transfer
Free for both sides, ideal for B2B invoices above Rs 5,000. Downsides: reconciliation is manual and mobile users prefer instant options.
Cash on delivery
Still popular for e-commerce, especially outside Port Louis and Plaines Wilhems. Factor in courier COD fees and un-collected orders.
Recommended stack by business type
- Retail shop: Juice + MyT Money + card terminal.
- Online store: MIPS + Juice + bank transfer.
- Services / B2B: Bank transfer + Juice for deposits.
- Cafés and F&B: Juice + card terminal + cash.
Reconciliation without headaches
Whatever stack you pick:
- Export weekly from each provider.
- Match against your bookkeeping software.
- Reconcile monthly with your bank statement.
Frequently asked questions
What's the cheapest way to accept payments in Mauritius?
MCB Juice and bank transfer are typically the cheapest, especially for small tickets.
Do I need a merchant account to take card payments?
Yes — MIPS or a competing gateway will onboard you after basic KYC.
Can I use Stripe in Mauritius?
Only for eligible international activities; most local B2C flows go through MIPS.
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Keep reading in this cluster
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The 13-week cash flow forecast every Mauritian SME should run — plus invoice discipline and seasonal buffers.
Payments & Cash FlowMIPS vs Peach Payments vs Stripe: Which Payment Gateway for Mauritian SMEs?
Which card gateway should a Mauritian SME use — MIPS, Peach or Stripe? A honest side-by-side.
Frequently asked questions
What's the cheapest way to accept payments in Mauritius?
**MCB Juice** and **bank transfer** are typically the cheapest, especially for small tickets.
Do I need a merchant account to take card payments?
Yes — MIPS or a competing gateway will onboard you after basic KYC.
Can I use Stripe in Mauritius?
Only for eligible international activities; most local B2C flows go through MIPS.
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